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  1. As a single parent for many years, I can personally attest to how financially difficult it is, particularly with a deadbeat spouse. I lived in a small, two bedroom apartment, drove an ancient car with windows that didn’t always roll up, and often did without so my kids wouldn’t.

    The biggest expense, by far, was childcare. For two kids, full-time ran me about $800/month during school and then about $1200/month in the summer. It ate up about 30-50% of my take home pay. Add to that my income was ‘too high’ to effectively take advantage of the child care tax credit, and being a single parent is a financial nightmare.

    When you’re the only one, time and money for extra school, extra work, extra anything is almost impossible to come by.

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